EZ Money Loans are asset-based loans designed for real estate investors looking for quick financing. These loans are often used for fix-and-flip projects, rental property renovations, or new constructions. They are secured by collateral, such as the property you're investing in, rather than relying on your credit score.

The amount you can borrow depends on the value of the property you're investing in, particularly its after-repair value (ARV). Lenders will typically offer a percentage of this value, usually between 60% and 70%.

One of the major advantages of EZ Money Loans is the speed of funding. Unlike traditional loans that may take weeks or months to process, EZ Money Loans can often be funded in as little as 7 to 14 days, depending on the specifics of the deal and documentation provided.

EZ Money Loans typically have higher interest rates than conventional mortgages because they are short-term and offer faster access to funds. Rates can range from 8% to 15%, depending on the lender and the details of the loan.

Yes, there are usually upfront fees associated with EZ Money Loans. These can include loan origination fees, appraisal fees, and sometimes application fees. Make sure to ask your lender for a breakdown of all associated costs before proceeding.

While your credit score can be a consideration, EZ Money Loans are primarily based on the value of your collateral, not your creditworthiness. Investors with less-than-perfect credit can still qualify as long as the property value supports the loan.

EZ Money Loans are available for a wide variety of real estate investments, including residential fix-and-flip projects, rental property renovations, new residential constructions, and commercial real estate ventures.

Since EZ Money Loans are secured by collateral, the lender may foreclose on the property if you're unable to make payments. It's important to fully understand the terms of repayment before agreeing to the loan.